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Costs incurred when a loan is repaid early. E.g., The borrower must pay break costs if applicable. 开始学习
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Cannot be withdrawn or changed. E.g., The prepayment notice is irrevocable. 开始学习
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All documents related to the financing (loan agreement, hedging, etc.). E.g., All receivables under the Finance Documents must be paid. 开始学习
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Drawing again from a facility after repayment. E.g., The borrower may not re-borrow prepaid amounts. 开始学习
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Ponowne wykorzystanie środków
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A legal phrase meaning "not affecting other rights or clauses." E.g., Without prejudice to other provisions, no fee applies. 开始学习
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A repayment required by the agreement, not voluntary. E.g., Triggered by breach or asset sale. 开始学习
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Obowiązkowa przedterminowa spłata
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The agreed lending amounts from each Lender. E.g., Cancelled Commitments cannot be reinstated. 开始学习
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Zaangażowania (limity kredytowe)
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Brought back into effect. E.g., Cancelled commitments may not be reinstated. 开始学习
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Lenders impacted by a notice or event. E.g., The Agent must notify affected Lenders. 开始学习
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Zainteresowani Kredytodawcy
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Fixed percentage added to the base rate. E.g., The interest rate is EURIBOR + 3.00% margin. 开始学习
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Reference interest rates for EUR and PLN loans. E.g., EURIBOR is used for euro-denominated loans. 开始学习
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Scheduled date for paying interest. E.g., Interest is due quarterly on each Interest Payment Date. 开始学习
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Account used to manage project cashflows. E.g., The Agent may debit the Control Account for unpaid interest. 开始学习
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Unused portion of the loan facility. E.g., Interest may be paid from the Available Commitment. 开始学习
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Equity Other than the Required Equity Contribution Additional equity beyond the minimum required. E.g., Used to cover interest if other sources are insufficient. 开始学习
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Kapitał własny inny niż Wymagana Wkład Kapitałowy
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Grants permanent permission. E.g., The Borrower irrevocably authorizes the Agent to debit accounts. 开始学习
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Amount not paid by its due date. E.g., Interest accrues on the overdue amount. 开始学习
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Does not limit or affect other rights. E.g., Without prejudice to other remedies. 开始学习
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Mandatory Provisions of Law Legal rules that cannot be overridden by contract. E.g., Maximum interest rate limits. 开始学习
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Bezwzględnie obowiązujące przepisy prawa
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A formal decision by a court. E.g., Interest accrues before and after judgment. 开始学习
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A breach of contract triggering lender rights. E.g., Breach of financial covenants. 开始学习
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Additional percentage added to the base margin. E.g., Margin increases by 2% in default. 开始学习
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The time span for which interest is calculated. E.g., Each Interest Period ends on the last Business Day of the quarter. 开始学习
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The date on which a loan is drawn. E.g., The first Interest Period starts on the Utilisation Date. 开始学习
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The last date by which the loan must be repaid. E.g., The last Interest Period ends on the Final Repayment Date. 开始学习
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A day on which banks are open for business. E.g., Interest is paid on the last Business Day of the quarter. 开始学习
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Ensures no overlap between periods. E.g., Each Interest Period starts the day after the previous one ends. 开始学习
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Bez podwójnego naliczania
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Published reference rate (e.g., EURIBOR) displayed on a screen. E.g., If the Screen Rate is unavailable, fallback applies. 开始学习
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Contractual rules for replacing unavailable reference rates. E.g., Schedule 7 contains fallback provisions. 开始学习
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Certificate Confirming the Amount Document showing how break costs were calculated. E.g., Each Lender must provide a certificate upon request. 开始学习
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Zaświadczenie potwierdzające kwotę
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One-time fee for arranging the loan. E.g., The Borrower shall pay an arrangement fee of 0.90%. 开始学习
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The lender who initially committed to the facility. E.g., The fee is payable to the Original Lender. 开始学习
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Irrespective of Cancellation Payable even if the facility is cancelled. E.g., The fee is due irrespective of cancellation. 开始学习
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Niezależnie od anulowania
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Fee for undrawn but committed funds. E.g., 0.30% p.a. on Available Commitment. 开始学习
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Fee for repaying a loan early. E.g., 1.00% applies if repaid from non-Investment Facility funds. 开始学习
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Opłata za wcześniejszą spłatę
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A portion of a loan facility. E.g., Each Development Facility Tranche may have separate terms. 开始学习
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Anniversary of the Utilisation The same calendar date in a later year. E.g., The second anniversary is two years after drawdown. 开始学习
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Fee for managing and administering the loan. E.g., 0.15% p.a. on disbursed amounts. 开始学习
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Funds that have been drawn by the borrower. E.g., The fee is based on disbursed amounts. 开始学习
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A situation where fulfilling obligations becomes unlawful. 开始学习
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Legal rules that cannot be overridden by contract. 开始学习
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Bezwzględnie obowiązujące przepisy
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A change in ownership or decision-making authority. 开始学习
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Sale or transfer of assets. 开始学习
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Fees incurred due to early repayment of a loan. 开始学习
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Koszty wcześniejszej spłaty
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The unused portion of a lender’s commitment. 开始学习
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A legally permitted delay before enforcement. 开始学习
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To repay a loan before its scheduled due date. 开始学习
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Funds received from an insurance claim. 开始学习
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Insurance Proceeds Account Dedicated account for receiving insurance payouts. 开始学习
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Konto Środków z Ubezpieczenia
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Third Party Liability Insurance Insurance covering liability to third parties. 开始学习
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Replace, Reinstate, Repair Actions to restore damaged assets. 开始学习
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Wymienić, odtworzyć, naprawić
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Using funds to mitigate the impact of damage. 开始学习
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Złagodzenie skutków szkody
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Lease Agreements Remain in Full Force and Effect Lease contracts continue to be valid and binding. 开始学习
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Umowy Najmu pozostają w mocy
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At the Discretion of the Agent Subject to the Agent’s decision. 开始学习
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Required early repayment triggered by specific events. 开始学习
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Obowiązkowa przedterminowa spłata
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Early repayment initiated by the Borrower. 开始学习
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Dobrowolna przedterminowa spłata
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Compensation for the lender due to early repayment. 开始学习
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Koszty wcześniejszej spłaty
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A contractual fee charged for repaying early. 开始学习
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Opłata za przedterminową spłatę
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Entire loan or a portion of it. 开始学习
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Minimum Amount and Multiples Thereof The smallest allowed amount and its increments. 开始学习
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Minimalna kwota i jej wielokrotności
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Jointly Fulfilled Conditions All listed conditions must be met together. 开始学习
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Łącznie spełnione warunki
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To formally inform the Agent in advance. 开始学习
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A party that has a legal obligation to pay or perform under a contract. E.g., The Obligor must repay the loan in full. 开始学习
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A party that provides funds under a loan agreement. E.g., Each Lender has a separate commitment. 开始学习
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A clause requiring the borrower to increase payments to cover taxes or deductions. E.g., If tax is withheld, the borrower must gross-up the payment. 开始学习
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Brutto (zwiększenie kwoty brutto)
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Compensation for loss or damage. E.g., The Lender requested indemnification for regulatory costs. 开始学习
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The amount a Lender agrees to lend. E.g., The Lender’s Commitment was €10 million. 开始学习
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Zaangażowanie (limit kredytowy)
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The portion of the loan held by a specific Lender. E.g., The Borrower repaid the Lender’s participation. 开始学习
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The scheduled date for paying interest. E.g., Interest is due on each Interest Payment Date. 开始学习
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A fee charged for repaying a loan early. E.g., No prepayment fee applies under Clause 7.6. 开始学习
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Opłata za wcześniejszą spłatę
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A timetable showing when loan repayments are due. E.g., The updated Repayment Schedule reflects the prepayment. 开始学习
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Paying off a loan earlier than scheduled. E.g., The borrower made a partial prepayment. 开始学习
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In proportion to each party’s share. E.g., The prepayment was applied pro rata to all lenders. 开始学习
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Reverse Order of Maturity Starting from the latest due date. E.g., Prepayments reduce the balloon payment first. 开始学习
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Odwrotna kolejność zapadalności
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A large final payment due at the end of a loan term. E.g., The balloon instalment is repaid first in prepayments. 开始学习
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A formal request by the Borrower to draw funds under the Facility. 开始学习
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The time frame during which the Borrower may request disbursements. 开始学习
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Filled out correctly and in accordance with the agreement. 开始学习
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Cannot be withdrawn or cancelled once submitted. 开始学习
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Provided together with required documents or evidence. 开始学习
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Zaopatrzony w / dołączony z
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Invoices that meet the criteria set out in the agreement. 开始学习
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Wire Transfer Instructions Details for transferring funds to a specified bank account. 开始学习
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Documentation confirming that an expense has been paid. 开始学习
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The amount excluding VAT or other taxes. 开始学习
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The current exchange rate used by the lender for conversions. 开始学习
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The unused portion of the lender’s commitment under the Facility. 开始学习
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The date on which the loan is disbursed. 开始学习
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The main account used for receiving disbursed funds. 开始学习
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Funds sent directly to the specified account without intermediaries. 开始学习
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Combined into a single loan or financial obligation. 开始学习
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The portion of the loan each lender is responsible for funding. 开始学习
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The share of responsibility or funding based on commitment. 开始学习
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Proporcja przypadająca na
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A scheduled payment including principal and interest. 开始学习
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A large final payment due at the end of the loan term. 开始学习
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Interest that has accumulated but not yet been paid. 开始学习
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An account from which the Agent may debit unpaid amounts. 开始学习
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Grants permanent permission that cannot be withdrawn. 开始学习
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Adjusted based on the length of the period. 开始学习
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Proporcjonalnie zmniejszony
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A timetable showing when and how loan payments are due. 开始学习
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VAT amounts refunded by tax authorities. 开始学习
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Funds credited to an account and available for use. 开始学习
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To borrow again after repayment, if permitted. 开始学习
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To legally end the contract. 开始学习
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Funds or commitments that have not been drawn. 开始学习
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Amounts the lender agrees to make available. 开始学习
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Indicates a binding obligation to use funds or provisions in a specified way. 开始学习
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Należy zastosować / będzie stosowane
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To legally pursue or compel compliance with contractual rights. 开始学习
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Acting individually, not jointly with others. 开始学习
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Except as Specifically Provided Unless explicitly stated otherwise in the agreement. 开始学习
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Z wyjątkiem przypadków wyraźnie przewidzianych
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For the Avoidance of Doubt Phrase used to clarify and prevent misinterpretation. 开始学习
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Dla uniknięcia wątpliwości
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Debt Arising Under the Finance Documents Any financial obligation created by the credit agreement. 开始学习
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Zobowiązanie wynikające z Dokumentów Finansowych
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Rights that can be exercised individually by each lender. 开始学习
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When a lender does not fulfill its contractual duties. 开始学习
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Niewykonanie zobowiązania przez Kredytodawcę
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Each party is responsible only for its own obligations. 开始学习
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Są indywidualne / odrębne
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A credit facility that allows repeated borrowing up to a limit. 开始学习
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Linia kredytowa odnawialna
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At the Discretion of the Lender The lender has full freedom to decide, without obligation. 开始学习
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Według uznania Kredytodawcy
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Refers to provisions or amounts previously mentioned. 开始学习
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Composed of specific elements or parts. 开始学习
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Subject to the Terms of this Agreement Dependent on the conditions outlined in the agreement. 开始学习
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Z zastrzeżeniem warunków niniejszej Umowy
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Granted the legal tools to enforce rights or claims. 开始学习
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Wyposażony w środki prawne
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Legally capable of being enforced in court. 开始学习
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In a manner consistent with what has been stated. 开始学习
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Removal of legal responsibility for a party. 开始学习
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Zwolnienie z odpowiedzialności
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To compensate for loss or protect against liability. 开始学习
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Zabezpieczyć / naprawić szkodę
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Contrary Indication Appears When something suggests the opposite of the default interpretation. 开始学习
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Pojawia się sprzeczna wskazówka
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Submission to Enforcement A legal statement allowing creditors to enforce claims without court proceedings. 开始学习
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Relating to money; e.g., pecuniary claims under lease agreements. 开始学习
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Obligations backed by collateral, such as mortgages or pledges. 开始学习
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Zabezpieczone zobowiązania
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Liabilities that may arise depending on future events. 开始学习
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The practicality or viability of a project or plan. 开始学习
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Wykonalność / opłacalność
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The degree to which data or statements are correct and precise. 开始学习
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Clauses or terms in a legal document. 开始学习
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The formal transfer of possession or responsibility. 开始学习
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Executive Summary of Key Issues A concise overview of the most important matters in a report or agreement. 开始学习
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Streszczenie kluczowych kwestii
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Timely execution or delivery without postponements. 开始学习
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Alignment of actual progress with planned milestones. 开始学习
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Legal commitments by a company to cover obligations of another entity. 开始学习
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The act of evading obligations or risks. 开始学习
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A phrase used to clarify and prevent misinterpretation. 开始学习
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Dla uniknięcia wątpliwości
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A future event or circumstance that is possible but cannot be predicted with certainty. 开始学习
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Rezerwa / sytuacja awaryjna
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Costs or liabilities that have been committed or realized. 开始学习
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Held back or not released, often referring to payments or approvals. 开始学习
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Belonging or relating to each of the entities mentioned. 开始学习
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Official approval to use a building for its intended purpose. 开始学习
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Pozwolenie na użytkowanie
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A party that has a legal obligation under a contract. 开始学习
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Appearing or claiming to be something, often without proof. 开始学习
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The degree to which something achieves its intended result. 开始学习
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The legal ability to compel compliance or execution. 开始学习
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A significant negative change affecting the value or enforceability of an agreement. 开始学习
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Relevant or appropriate to a particular situation or agreement. 开始学习
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Causing a specific event or condition to occur, such as default. 开始学习
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Wywołujący / uruchamiający
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Obstructed or delayed in progress or execution. 开始学习
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Goes beyond a specified limit or threshold. 开始学习
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Legal arguments or actions used to resist enforcement. 开始学习
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Exclusion or prohibition of a right or action. 开始学习
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The state of being unable to pay debts when due. 开始学习
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Legal process of compelling compliance with obligations. 开始学习
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Non-monetary legal remedies such as injunctions or specific performance. 开始学习
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Środki ochrony prawa słusznego
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Limitations or exceptions under applicable law. 开始学习
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Compensation for loss or damage incurred. 开始学习
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Odszkodowanie / zabezpieczenie
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Counter-Indemnity Obligation An obligation to reimburse a party who has provided indemnity. 开始学习
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Zobowiązanie do zwrotu odszkodowania
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Amounts owed to a company, typically from customers. 开始学习
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Debt instruments not backed by collateral. 开始学习
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Obligacje niezabezpieczone
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All obligations related to borrowed money. 开始学习
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The date when all contractual obligations are fully completed. 开始学习
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Data ostatecznego zakończenia
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Spare and Reserve Capital Funds set aside for contingencies or future needs. 开始学习
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Kapitał zapasowy i rezerwowy
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Loan Not Subject to Such Interest Rate Hedging A loan without protection against interest rate fluctuations. 开始学习
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Pożyczka nieobjęta zabezpieczeniem stopy procentowej
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Payments made only once, not recurring. 开始学习
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An interest rate cap agreement limiting rate exposure. 开始学习
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Of this document or agreement. 开始学习
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An organized group or legal entity. 开始学习
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Certificate of Incorporation Legal document establishing a company. 开始学习
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Founding documents such as articles of association. 开始学习
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Phrase used to clarify and prevent misinterpretation. 开始学习
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Dla uniknięcia wątpliwości
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Meeting the requirements or standards. 开始学习
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Entity responsible for overall construction management. 开始学习
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Behaving in a fair and logical manner. 开始学习
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Rewritten or clarified version of a document. 开始学习
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Able to recover from difficulties or adapt to change. 开始学习
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Directive to restrict access or movement, often financial. 开始学习
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开始学习
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Large final payment due at the end of a loan term. 开始学习
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Authorization to use a building for its intended purpose. 开始学习
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Pozwolenie na użytkowanie
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The party transferring rights and the party receiving them. 开始学习
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Contract transferring rights or obligations. 开始学习
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Person or entity overseeing project progress. 开始学习
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Are Issued Directly to the Borrower Documents or funds provided directly to the borrower. 开始学习
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Są wydawane bezpośrednio kredytobiorcy
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Together with one or more parties. 开始学习
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A financial ratio that measures a project's ability to cover its debt obligations from its operating income. It is calculated as net operating income divided by total debt service. 开始学习
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Wskaźnik pokrycia obsługi zadłużenia
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The formal assignment or naming of a specific account, role, or status within the finance documents, often used to identify accounts or responsibilities. 开始学习
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A designated account used exclusively for making payments related to debt service, such as interest and principal repayments. 开始学习
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Rachunek obsługi zadłużenia
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A specific event defined in the finance documents that triggers the lender’s rights to take action, such as accelerating the loan or enforcing security. 开始学习
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Zdarzenie naruszenia umowy
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The end of a predefined period during which a borrower is allowed to remedy a breach or delay without triggering an Event of Default. 开始学习
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Wygaśnięcie okresu karencji
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Making of Any Determination The act of deciding or concluding something formally under the finance documents, often by the lender or agent. 开始学习
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Dokonanie jakiegokolwiek ustalenia
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Refers to something that has been mentioned earlier in the document or sentence, often used to avoid repetition. 开始学习
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Wcześniej wspomniane / powyższe
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Net proceeds received from the sale of an asset or shares, typically after deducting transaction costs and taxes. 开始学习
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Obtained or extracted from a source, often used in financial contexts to describe how values or proceeds are generated. 开始学习
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An event that causes significant interruption to payment systems, financial markets, or communication channels, beyond the control of the parties involved. 开始学习
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A serious interruption that affects the normal functioning of systems or markets, making it impossible to carry out financial transactions as planned. 开始学习
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Planned or considered within the scope of the finance documents; refers to actions or transactions that are expected to occur. 开始学习
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Przewidziane / Zamierzone
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